Fees
Clear, transparent information about fees, payment options, and how to use out-of-network benefits.
Therapy is an investment in your wellbeing
I believe in providing high-quality, attentive care that respects your time, your story, and your goals.
Below is a clear overview of session fees, reduced-rate options, and how to use insurance if you choose to seek reimbursement.
Insurance Accepted
Mai Mental Health currently accepts the following Insurances:
Reduced Fee Options
Income-Based Reduced Fee
(Limited Availability)
-
A limited number of reduced-fee slots are available for clients who need financial support.
-
These rates are based on income and individual circumstances.
*Please reach out to inquire about current openings.
Session Fees
$280 per session
Therapy sessions are paid at the time of service.
*I accept all major payment methods.
Insurance Information
Out-of-Network Provider
I am an out-of-network provider, which means I do not contract directly with insurance companies. However, many clients are still able to use their benefits. I am happy to provide:
-
Monthly superbills
Detailed receipts you can submit to your insurance for reimbursement.
-
Support with Explanation of Benefits (EOB)
I can help you understand your EOB, what your insurance covers, and how much you may receive back.
*Many PPO plans reimburse 40%–80% of therapy costs once your out-of-network deductible is met.
Here are helpful questions to ask when checking your out-of-network mental health benefits:
1. Do I have out-of-network mental health coverage?
2. What is my out-of-network deductible?
3. How much of my deductible have I already met?
4. What percentage of sessions will be reimbursed after I meet the deductible?
5. Do I need pre-authorization for therapy sessions?
6. How do I submit superbills for reimbursement?
7. How long does reimbursement typically take?
*Asking these questions will give you a clear picture of your potential out-of-pocket cost.
What To Ask Your Insurance Company
Why I Operate as a Private-Pay Practice
In order for insurance to pay, most insurance companies require that you meet criteria for a diagnosis (for example, Major Depressive Disorder, Generalized Anxiety Disorder, PTSD). If someone is coming for personal growth, performance, identity work, or relational patterns that don’t clearly meet “medical necessity,” they might not want or need a formal diagnosis attached to their name. Private pay allows therapy without labeling or pathologizing.
Many clients choose private pay because it allows them to receive stronger and more personalized care. Here are the most important reasons:
01
Insurance requires a mental health diagnosis To use insurance, therapists must assign a clinical diagnosis that becomes part of your permanent health record. Private pay allows therapy without labeling or pathologizing.
02
Limited privacy Insurance companies can request clinical notes, treatment plans, and details about your symptoms and history. Private pay protects your confidentiality.
03
Faster access to care Private pay lets you start therapy right away, without waiting for authorization or processing.
04
Treatment restrictions Insurance often limits:
• the number of sessions
• the length of sessions
• the type of therapy used
*Private pay ensures your treatment is based on what you need, not what insurance approves.
05
Integrity of care Your therapy is guided by your goals, your pace, and what works best for you, not by administrative requirements. If you have questions about affordability or accessing care, I’m here to help you explore options.
